AffordaLive is a free rent vs buy calculator designed specifically for Australians. We believe everyone should have access to clear, unbiased financial tools to make informed property decisions — without the jargon or sales pitch.
Australia's property market is complex. Comparing rent and buy options requires juggling dozens of numbers: mortgage rates, council rates, stamp duty, maintenance costs, income levels, and more. Most Australians lack an easy way to run these calculations themselves.
AffordaLive exists to solve that problem. We provide a free, transparent calculator that brings all the numbers into one place. No ads, no data selling. Just clear affordability guidance — with optional paid reports for deeper analysis when you're ready.
We combine suburb benchmark data compiled from Australia's leading sources (Domain, ABS) with financial best practices to help you understand:
The property market can make people feel powerless. Either you're priced out, or you're stretched uncomfortably thin to afford a home. We wanted to build a tool that acknowledges this reality and provides clarity.
Working out whether you can actually afford a suburb usually means a spreadsheet, a weekend, and a dozen browser tabs — mortgage calculators, stamp duty tables, council rate estimates, all pieced together by hand and easy to get wrong. AffordaLive replaces that entire process with one search. No spreadsheets, no hours of manual research — just your income and a suburb, and a complete picture in seconds.
By offering transparent, data-driven guidance, we hope to help Australians make property decisions that genuinely fit their life and financial situation — not just what real estate agents or lenders say is "possible."
AffordaLive's calculator is free to use. We don't run ads and we don't sell your data. If you have questions about how we work, reach out.
AffordaLive is an educational tool. All figures are estimates and indicative only. Always consult a qualified financial adviser, mortgage broker, or conveyancer before making any property purchase decision. See our disclaimer for details.
We're constantly improving AffordaLive. If you have suggestions, found a bug, or want to chat about something, please get in touch — we read every message.